Public Liability Insurance - We have it covered!
Choosing the right company!
Customer health & safety is our No1 priority at each and every event we run! Although Public Liability Insurance is not a legal requirement for any Ghost Hunting Company or Group to have, it is deemed essential from Alone In The Dark's point of view and also the customers! Would you book a ghost hunt event with a company/group who does not have insurance to cover you if you had an accident while on their event? You should check their website to see if they have their insurers logo displayed. If not ask to see a copy of their insurance certificate if you are not sure!
Public liability insurance is an essential cover for most types of business. It's especially important for customers to be sure that your business has the right cover.
What is public liability insurance?
This type of insurance would cover a business if a customer or member of the public was to suffer a loss or injury as a result of its business activities and if that person made a claim for compensation. The insurance would cover the compensation payment plus any legal expenses.
Why is public liability cover a good thing for customers?
Even when a business does everything right there is always the chance of an accident happening. With the right insurance cover, a business can operate knowing that should the worst happen, their customers' property could be repaired, their possessions replaced and their medical costs paid for.
What is covered in a public liability claim?
Policies are usually tailored to the individual business however as a guide, the insurance covers a business's legal liability to pay damages to members of the public for death and injury or damage to property or possessions, which has resulted from the business's activities.
Any business that has visitors to its premises or involves work on client sites needs public liability insurance. You should ask to see a company's insurance schedule and documentation before taking them on.
Some low-budget groups openly admit they operate without the correct insurance! Read the Terms & Conditions before you book! Its better to be safe than sorry!
Click here to read the importance of choosing a company that is fully insured by Simply Business